Attention homeowners in Batesville and Ripley County: Need an appraisal?

The top 7 reasons IN homeowners hire Cornerstone Valuation Services Inc.:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. Challenge Ripley county's assessment of your property
  3. To reduce your mortgage payments by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a IN divorce, where real estate needs to be divided
  7. To settle an estate in Ripley county or IN by determining the true market value of real estate in question

Own a house in or near Batesville, IN and need help deciding the price of it?
Contact Cornerstone Valuation Services Inc..

At Cornerstone Valuation Services Inc., we understand the particular needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. Being a homeowner that probably doesn't see an appraisal every day,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Cornerstone Valuation Services Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value report than yours.

Need to remove PMI?

An attractive way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. We are seasoned in helping folks just like you rid yourselves of unnecessary PMI insurance.

Challenge a property tax assessment

If you live in an area that is going down or is not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. This only means you're probably paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Cornerstone Valuation Services Inc. is your strongest weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your house is in a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be disadvantageous from a cash flow viewpoint, and negative on your credit score since it may appear as though that credit line is maxed out. An appraisal from Cornerstone Valuation Services Inc. can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for preciseness, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Cornerstone Valuation Services Inc. offers field reviews where we'll go out and check the subject and comps. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. Even though this is usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your property.